Every day is a coin. Spend it well.

Open My worth. Tell Sunny your income (or, if you don’t earn yet, your expenses or the lifestyle you want) and how you like to work, and see your rate down to the second, with what everyday things cost in hours of your life. Freelancers and VAs use it to find their starting rate.

Yes. Switch to Business from your profile menu and add one or more businesses. Each gets its own bank accounts, sales and expenses, payroll and pay days, bills, BIR filing dates (Philippines), a calendar, a quarterly plan on your fiscal year and a task board, with charts for profit, cash and costs. Business amounts are locked by your private vault like the rest of your money, and your personal wallets stay separate. Tax figures are estimates to help you prepare, not tax advice.

Turn on the private vault and no, not even us. Your balances and amounts are locked on your device with a passcode only you know, before they’re saved. We only hold the locked vault and can’t read or edit it without your keys. You also get a recovery code that only you have. Keep both safe: if you lose your passcode and your recovery code, nobody (including Daybank) can recover your locked data.

Your own link, daybank.app/yourname, like a link-in-bio. Add your photo, a short bio, your socials and shop links, and (if you want) a Pay me tab with your GCash, Maya, bank QR or crypto address so people can pay you in one tap. It’s private until you make it public, and balances or transactions are never shown.

Yes, that’s what we’re here for. Sign in and Sunny welcomes you with a few tap-to-answer questions, sets up your days, money and habits with you, and every page shows a short walkthrough the first time. Stuck later? Ask Sunny anything, any time. We won’t leave you after you sign up.

Sunny is Daybank’s built-in AI helper, the little sun on the coin. Tell it what you need in plain words (“I bought groceries for 900”, “book gym Mon, Wed, Fri”, “when are we both free?”) and it does it in the app. If something’s missing it asks one quick question with buttons to tap, and it never deletes anything until you tap Delete.

Sunny’s moon friend. From 6pm to 6am Sunny goes to sleep and Mooncakes takes the night shift: same help, a cosier glow, and a few jokes about Sunny snoring. 🌙

Yes. Add what you owe (a fixed monthly amount is enough, no interest rate needed) and Daybank draws your road to debt-free, picks a payoff order (snowball or avalanche), counts down to each due date and estimates the month you’ll be free. The debt coach helps you decide where extra money should go and how to talk to your lender. It’s free.

Yes. Tell Sunny you’re a student and Daybank sets up your allowance (baon) instead of a salary, your class schedule instead of work hours, and budgets for food, pamasahe, load and school stuff. There are study habits, a quarter plan for your grades or ipon, and shared spaces for study groups, dormmates and your barkada. It’s free, so it fits a student budget too.

Yes. Create an account and use every feature, including Spaces with your partner, family or friends. No credit card needed, no ads. It’s kept free by supporters: people who send a small gift or share Daybank with someone they love.

Daybank counts the days left in your week, month, quarter and year and shows them as coins. Spent days fade; the rest are still yours to spend.

Yes. Create a Space (Household, Couple, Family, Friends or Team), invite people with a link, and plan, split chores and find free time together. You choose what you share; private bookings just show as “Busy”.

Yes. Download the Android app, add it to your iPhone’s Home Screen from Safari, add a home-screen widget, and turn on notifications. There’s also a Chrome extension for your new tab.

Only what you choose. A joint wallet or shared budget is visible to everyone in that Space. Your own wallets stay private unless you tap “Share my overview”, and even then they see balances and monthly totals, never your transactions.

Your data is tied to your account and only shared with Spaces you join, at the level you choose. You can export everything any time.